Hire Employees in Australia: 2026 EOR, Payroll and Employment Guide

Updated for 2026 Last verified 3 August 2026 Next review November 2026

A foreign company can hire in Australia through a Pty Ltd company or an Employer of Record. Employer cost is modest by international standards — superannuation at 12%, plus state payroll tax only once your total Australian payroll crosses the state threshold. The complexity is in the Modern Award system, which sets binding minimum conditions by occupation.

This guide covers the hiring-model decision, superannuation at 12% and the Payday Super rules from July 2026, state payroll tax thresholds, Single Touch Payroll, the National Employment Standards and Modern Awards, long service leave, notice, redundancy and unfair dismissal, the Skills in Demand visa and a 20-question FAQ — verified against the ATO and Fair Work sources on 3 August 2026.

Australia
Oceania · AUD
Minimum wage
A$26.44/hr · A$1,004.90/wk
Superannuation
12% of qualifying earnings
EOR onboarding
1–2 weeks
Payroll tax
4.85–5.45% above state threshold
Annual leave
4 weeks + 10 days personal
Ordinary week
38 hours

Can a foreign company hire employees in Australia?

Direct answer

Yes, through an Australian entity or an Employer of Record. Employer cost is modest by international standards: superannuation at 12% plus state payroll tax where the threshold is crossed. The complexity sits in the Modern Award system, which sets binding minimum conditions by occupation and industry.

An Australian entity is normally a proprietary limited company, requiring an ACN from ASIC, at least one director ordinarily resident in Australia, an ABN and PAYG withholding registration, plus workers’ compensation insurance in each state where staff work.

An Employer of Record signs the Australian contract, runs payroll with Single Touch Payroll reporting, pays superannuation and manages award classification and workers’ compensation. The resident director requirement is often the practical reason a first Australian hire goes through an EOR.

Sources: Fair Work Act 2009 · Corporations Act 2001 · verified 3 August 2026

Why companies hire in Australia

Australia offers a highly skilled English-speaking workforce, a stable common-law framework and time-zone alignment with Asia-Pacific operations. Sydney and Melbourne dominate professional hiring, with Brisbane, Perth and Adelaide carrying sector-specific depth in resources, defence and agriculture technology.

For companies coordinating APAC activity, Australia often serves as the management base while operational roles sit elsewhere in the region. The regulatory environment is predictable and enforcement is transparent.

Employer cost is comparatively simple: superannuation at 12% plus state payroll tax where thresholds are exceeded. Superannuation caps at a quarterly maximum contribution base, so very senior salaries do not scale contributions indefinitely.

The distinctive complexity is the Modern Award system. More than a hundred awards set minimum pay, hours, penalties and allowances by industry and occupation, and they apply on top of the National Employment Standards. Determining whether an award covers a role is the first compliance question, not a footnote.

EOR, entity or contractor — which model fits?

Direct answer

Use an EOR to avoid the resident director requirement and state-by-state workers’ compensation. Incorporate once Australia is a permanent base. Contractor arrangements carry real exposure: sham contracting is prohibited, and contractors paid mainly for their labour are entitled to superannuation regardless of how the contract is framed.

Employer of RecordOwn entity (Pty Ltd)Contractor (ABN)
Time to first hire1–2 weeks3–6 weeks (ASIC, resident director, ABN, PAYG, workers’ comp)Days
Local presence requiredNoneAt least one director ordinarily resident in AustraliaNone
Ongoing obligationsEOR runs payroll, STP, super, award compliance, workers’ compCompany tax, ASIC filings, all of the aboveInvoice-based
SuperannuationHandledYoursStill payable if the contract is mainly for labour
Best forFirst hires, testing, distributed teamsPermanent operations, larger teamsGenuinely independent businesses

Superannuation follows labour, not employment status. A contractor engaged mainly for their personal labour is entitled to the 12% guarantee even where they invoice through an ABN. Many foreign companies discover this only when the ATO raises a Superannuation Guarantee Charge.

How Employer of Record hiring works in Australia

Typical flow for an Australian hire. Award classification should be settled before the offer, since it sets the minimum rate and conditions.

19 Submit employee and role detailsYou · same day
20 Identify the applicable Modern Award and classification levelEOR · 1–2 days
21 Confirm the state of work for payroll tax and workers’ compensationEOR · 1 day
22 Total-cost quotation including super and any leave loadingEOR · 1 day
23 Draft contract meeting NES and award minimumsEOR · 1–2 days
24 You review and approve termsYou · 1–3 days
25 Employee signs; Fair Work Information Statement issuedEmployee · 1 day
26 Skills in Demand sponsorship and visa (foreign hires)EOR + employee · adds 2–4 months
27 Tax file number declaration and super fund choice or stapled fund requestEOR · before first payroll
28 Workers’ compensation cover arranged in the correct stateEOR · before start date
29 Day-one onboardingEOR + you · start date
30 Payroll with Single Touch Payroll reporting at each pay eventEOR · ongoing
31 Superannuation to the fund within seven business days of paydayEOR · every payday from 1 Jul 2026
32 Compliant offboarding: notice, leave and long service payout, redundancy where dueEOR · at exit

How much does it cost to employ someone in Australia?

The National Minimum Wage sets the floor for award-free employees, and is reviewed annually by the Fair Work Commission with changes taking effect from 1 July. Most employees are instead covered by a Modern Award setting higher classification-based minimums.

Pay frequency is not prescribed by statute but must be at least monthly, and fortnightly is most common. Payslips must be issued within one working day of payment and must contain prescribed information including superannuation contributions.

Annualised salary arrangements can absorb award entitlements such as overtime and penalty rates, but only where the arrangement satisfies strict record-keeping and reconciliation requirements. Failing the reconciliation test creates underpayment liability, which has produced several high-profile cases.

Superannuation is calculated on ordinary time earnings and is capped at a quarterly maximum contribution base, which limits employer cost for high earners.

2026 mandatory employer contributions

ContributionTotal rateEmployer share2026 capEffective cost
Superannuation Guarantee12%100% employerA$270,830/year (from 1 Jul 2026)12.00%
Payroll tax — New South Wales5.45%100% employerPayroll above A$1.2m5.45% above threshold
Payroll tax — Victoria4.85%100% employerPayroll above A$900,0004.85% above threshold
Workers’ compensation insuranceVaries by state and industry100% employerPremium, not a percentage of payroll
Leave loading17.5% on annual leave pay100% employer where an award requires it≈1.3% of salary where applicable

Worked example

Gross salary A$120,000/year · below the payroll tax threshold
Superannuation — 12% × A$120,000A$14,400
Payroll tax — below state thresholdA$0
Total employer contributionsA$14,400 · 12.0%
Same salary · NSW employer above the A$1.2m payroll threshold
Superannuation — 12% × A$120,000A$14,400
NSW payroll tax — 5.45% × A$120,000A$6,540
Total employer contributionsA$20,940 · 17.5%

Worked example

Gross salary A$120,000/year · below the payroll tax threshold
Superannuation — 12% × A$120,000A$14,400
Payroll tax — below state thresholdA$0
Total employer contributionsA$14,400 · 12.0%
Same salary · NSW employer above the A$1.2m payroll threshold
Superannuation — 12% × A$120,000A$14,400
NSW payroll tax — 5.45% × A$120,000A$6,540
Total employer contributionsA$20,940 · 17.5%
RoleGrossEmployer costTotal

Australia employer-cost calculator

What does a real hire cost? Benchmarks by role

How Australia compares — employer on-costs in the region

CountryEmployer costNotes
Australia12% super, plus payroll tax above thresholdLow statutory cost by international standards. Complexity sits in the Modern Award system rather than in contribution rates.
New Zealand≈ 3%–4%KiwiSaver employer contribution plus ACC levies.
Singapore≈ 17% local / ≈ 0% foreignCPF for citizens and permanent residents only, capped at S$8,000 of monthly wages.

How do payroll, income tax and the 13th month work?

Direct answer

Payroll is reported to the tax office in real time through Single Touch Payroll, with tax withheld under PAYG. The financial year runs 1 July to 30 June, so rate changes land mid-calendar-year rather than in January.

Single Touch Payroll

Every pay event is reported to the ATO at the time of payment. Year-end finalisation is due by 14 July, after which employees access their income statement through myGov rather than receiving a payment summary.

Financial year

1 July to 30 June. Minimum wage, superannuation and tax changes take effect on 1 July, which catches employers who plan around a January cycle.

Payslips

Mandatory within one working day of payment, showing gross and net pay, superannuation contributions, and all deductions. Records must be kept for seven years.

Leave loading

Many Modern Awards require an additional 17.5% loading on annual leave pay. It is not universal but it is common, and it is a real cost line where the award applies.

No 13th month

Not an Australian concept. Bonuses are discretionary or contractual.

Superannuation fund choice

Employees choose their fund. Where they do not, the employer must request the stapled fund details from the ATO rather than defaulting to its own choice.

Sources: ATO Single Touch Payroll · Fair Work Ombudsman · verified 3 August 2026

2026 resident income tax brackets

Non-residents are taxed from the first dollar at a higher starting rate and do not pay the Medicare levy. Working holiday makers have their own separate schedule. Getting residency status right at onboarding matters more in Australia than in most markets because the difference in withholding is substantial.

Employees with study loans have additional compulsory repayments withheld through payroll, which is a common source of confusion on a first payslip.

Sources: Australian Taxation Office · verified 3 August 2026, bracket values pending line-by-line verification

BandRate
Tax-free threshold$0 – $18,200 · 0%
Second bracket$18,201 – $45,000 · 15%
Third bracket$45,001 – $135,000 · 30%
Fourth bracket$135,001 – $190,000 · 37%
Top bracketOver $190,000 · 45%
Medicare levy2% of taxable income, residents only
Non-residents30% from the first dollar, then 37% and 45%
Low Income Tax OffsetUp to $700, applied automatically at assessment
Study loan repaymentsCompulsory withholding above a repayment threshold

What does Australian labor law require?

Direct answer

The National Employment Standards give four weeks of paid annual leave, ten days of personal leave, and a maximum 38-hour ordinary week. On top of that, Modern Awards set binding minimum pay and conditions by occupation and industry, and they cover far more employees than foreign employers expect.

Modern Awards

Around 120 industry and occupation awards set minimum pay rates, penalty rates, allowances and conditions. They apply automatically to covered employees regardless of the contract, and paying above the award rate does not exempt an employer from its other conditions. Identifying the correct award and classification level is the first compliance step.

National Employment Standards

Ten minimum entitlements applying to all employees: annual leave, personal and carer’s leave, parental leave, maximum weekly hours, flexible working requests, public holidays, notice and redundancy pay, and the Fair Work Information Statement.

Annual leave

Four weeks per year, accruing progressively, and paid out in full on termination. Shift workers get five weeks. Many awards add a 17.5% leave loading.

Personal and carer’s leave

Ten days per year, paid, accruing and carrying over indefinitely. Covers both the employee’s own illness and caring responsibilities.

Long service leave

A distinctively Australian entitlement, set by state legislation rather than federally. Typically around two months of paid leave after seven to ten years with the same employer. It accrues as a real liability from the start.

Casual employment

A defined status with a 25% loading in place of leave entitlements, and a pathway to convert to permanent employment. Misusing casual status is a common compliance failure.

Sources: Fair Work Act 2009 · National Employment Standards · state long service leave acts · verified 3 August 2026

Contracts & probation

Working hours & overtime

Award-covered employees typically receive time and a half for the first two or three hours of overtime and double time thereafter, plus penalty rates for evenings, weekends and public holidays. Salaried employees can be paid an annualised salary that absorbs these, but only if the arrangement satisfies a better-off-overall test and is reconciled periodically.

From 1 July 2026 new rules protecting penalty and overtime rates came into full effect, restricting arrangements that reduce them. Review any annualised salary arrangement against the current position.

Sources: Fair Work Act 2009 · Fair Work Commission · verified 3 August 2026

Annual leave

Annual leave

20
All employees (National Employment Standards)

Other statutory leave

LeaveEntitlementPay
Personal / carer’s leave10 days per yearPaid. Accrues progressively and carries over indefinitely. Covers the employee’s own illness and caring responsibilities.
Compassionate leave2 days per occasionPaid, on the death or serious illness of an immediate family or household member.
Long service leaveTypically ~2 months after 7–10 yearsPaid. Set by STATE legislation, not federally, so entitlement and qualifying period differ between NSW, Victoria, Queensland and the others. Accrues as a real liability from the start of employment.
Parental leave (unpaid)Up to 12 months, with a right to request a further 12Unpaid under the Fair Work Act, separate from the government scheme.
Paid Parental Leave (government)26 weeks from 1 July 2026Government-funded at the national minimum wage, with superannuation paid on it at 12%. Final step of a staged expansion.
Family and domestic violence leave10 days per yearPaid, available in full from day one rather than accruing.
Community service leaveAs requiredUnpaid, except jury service where make-up pay applies for the first ten days.

Public holidays

Australia has national public holidays plus additional days set by each state and territory, so the total differs by location — Victoria observes days that New South Wales does not, and vice versa. The King’s Birthday falls on different dates in different states. Confirm the applicable state calendar before publishing.

HolidayDate (2026)
New Year’s DayThu 1 Jan
Australia DayMon 26 Jan
Good FridayMoveable feast — confirm annually
Easter MondayMoveable feast — confirm annually
Anzac DaySat 25 Apr
King’s BirthdayDate varies by state — confirm locally
Christmas DayFri 25 Dec
Boxing DaySat 26 Dec

Family & sick leave

Superannuation is the principal statutory benefit, with employer contributions at 12% of ordinary time earnings paid into the employee’s chosen fund. Medicare provides universal healthcare funded through the tax system, so private medical cover is an enhancement rather than a necessity.

The National Employment Standards provide four weeks’ annual leave, ten days’ paid personal and carer’s leave, parental leave and long service leave — the last accruing under state legislation and often overlooked by foreign employers because it has no equivalent elsewhere.

Common enhancements include salary packaging arrangements, additional superannuation, private health cover and flexible work. Novated car leases are widely used and tax-effective.

Paid parental leave is available through the government scheme, and many employers top it up. This has become a significant competitive differentiator in professional hiring.

Termination, notice & severance

Period of continuous serviceMinimum notice period
1 year or less1 week
More than 1 year to 3 years2 weeks
More than 3 years to 5 years3 weeks
More than 5 years4 weeks

Employees over 45 who have completed at least two years of service when they receive notice get an additional week. An award, enterprise agreement or contract may set a longer period, and the longer period governs.

Payment in lieu is at the employee’s full pay rate, which includes incentive payments and bonuses, loadings, monetary allowances, and overtime or penalty rates. Redundancy pay, by contrast, is calculated at the base rate and excludes all of those. The two use different bases, which is a frequent calculation error.

Redundancy pay

Period of continuous serviceRedundancy pay
Less than 1 yearNil
At least 1 year but less than 24 weeks
At least 2 but less than 36 weeks
At least 3 but less than 47 weeks
At least 4 but less than 58 weeks
At least 5 but less than 610 weeks
At least 6 but less than 711 weeks
At least 7 but less than 813 weeks
At least 8 but less than 914 weeks
At least 9 but less than 1016 weeks
At least 10 years12 weeks

Redundancy pay falls from 16 weeks to 12 at ten years of service. Fair Work states this is consistent with the 2004 Redundancy Case decision of the Australian Industrial Relations Commission. It is a genuine step down, not a typographical oddity.

Small business employers with fewer than fifteen employees are generally exempt from redundancy pay, counting associated entities as one entity and including the employees being dismissed. Regular and systematic casuals count toward the fifteen.

Accrued annual leave and long service leave must be paid out on termination. Where a business becomes insolvent, the Fair Entitlements Guarantee covers unpaid wages, leave, up to five weeks of pay in lieu of notice and up to four weeks of redundancy pay per year of service, but it does not cover superannuation or bonuses.

Sources: Fair Work Ombudsman — Notice of termination and redundancy pay fact sheet, retrieved and confirmed 3 August 2026 · Fair Work Act 2009 ss. 117, 119

How do work permits and visas work in Australia?

Direct answer

The main employer-sponsored route is the Skills in Demand visa, which requires the employer to be an approved sponsor and to nominate a role on the relevant occupation list at or above the income threshold. A Skilling Australians Fund levy applies per year of sponsorship.

Sponsorship approval, nomination and the visa application are three separate stages, and the Skilling Australians Fund levy is a significant per-employee cost paid upfront by the employer rather than the applicant. Employers must also meet labour market testing requirements unless an exemption applies.

Independent skilled migration and working holiday visas exist and carry no employer obligation, which is often the faster route where the candidate already holds one.

Sources: Department of Home Affairs · verified 3 August 2026, current thresholds and levy amounts pending verification

RouteWho it fitsKey criteriaNotes
Skills in Demand visaEmployer-sponsored skilled workersApproved sponsor; nominated occupation on the relevant list; income threshold; labour market testing unless exemptThree-stage process; Skilling Australians Fund levy paid upfront by the employer
Skilled Independent visaSkilled workers without an employer sponsorPoints-tested against occupation, age, English and experienceNo employer obligation; permanent from grant
Working Holiday visaYoung people from eligible countriesAge and nationality criteriaNo employer sponsorship; separate tax schedule applies

What are the main compliance risks when hiring in Australia?

Direct answer

It can. A fixed place of business or a dependent agent habitually concluding contracts can create a permanent establishment and bring the foreign company into Australian company tax. Registering for PAYG withholding does not itself create one, but the employee’s activities may.

Australia has an extensive treaty network and the analysis usually turns on the dependent agent test. The Australian Taxation Office has also issued guidance on employees working remotely from Australia for foreign employers, which is directly relevant given how much of that arrangement exists.

Sources: Income Tax Assessment Act · ATO guidance · applicable tax treaties · verified 3 August 2026

RiskLikelihoodImpactWarning signsPreventative control
Modern Award misclassificationHighBack pay of the underpayment plus penalties; wage theft is now a criminal offence in serious casesAssuming no award applies; wrong classification level; annualised salary not reconciledIdentify the applicable award and level before the offer; reconcile annualised salaries periodically
Unpaid superannuationHighSuperannuation Guarantee Charge: the shortfall plus interest and an administration fee, not tax-deductible; director penalties applyMissing the new seven-business-day Payday Super deadline; not paying super to labour-only contractorsReconfigure payroll for Payday Super; treat labour-only contractors as super-eligible
Sham contractingHighPenalties under the Fair Work Act plus back entitlements and superannuationEngaging a worker on an ABN who is in substance an employeeApply the multi-factor test; an ABN and invoice prove nothing on their own
Unfair dismissal claimMediumReinstatement or compensation up to six months of payDismissal without a valid reason or a fair process after the qualifying periodGive notification, an opportunity to respond, and document the process
Long service leave underprovisioningMediumBalance-sheet shortfall on long-tenure exitsNot accruing from the start; applying the wrong state’s rulesAccrue from day one under the correct state legislation
Payroll tax registration failureMediumBack tax with interest and penalties in each affected stateCrossing a state threshold without registering; grouping rules missedMonitor total Australian payroll against each state threshold
Permanent establishmentLowerAustralian company tax registration and assessmentEmployee concluding contracts; remote worker arrangementsTake Australian tax advice — the ATO has issued guidance on remote workers

Contractor misclassification risk check

The multi-factor test looks at control, ability to delegate, commercial risk, provision of tools and whether the person is genuinely operating a business of their own. An ABN and an invoice prove nothing on their own.

The superannuation point is the one that catches foreign employers most often: a contractor paid principally for personal labour is entitled to the 12% guarantee, and unpaid amounts attract the Superannuation Guarantee Charge with interest and an administration fee.

Contractor misclassification self-check

Tick each that applies. The more indicators, the more the arrangement resembles employment — courts assess substance over labels. 0–2 lower risk · 3–4 borderline · 5+ high risk. Indicative only, not legal advice.

Compliant onboarding checklist

The Fair Work Information Statement must be given to every new employee before or as soon as practicable after they start. Casual employees receive an additional Casual Employment Information Statement.

Compliant onboarding checklist

Applicable Modern Award and classification level identified
Written contract meeting NES and award minimums
Fair Work Information Statement issued
Tax file number declaration collected
Superannuation fund choice made, or stapled fund requested from the ATO
Workers’ compensation cover arranged in the correct state
Single Touch Payroll configured for reporting at each pay event
Long service leave accrual started under the correct state legislation

Hiring in Australia — frequently asked questions

Direct answers to the questions employers ask most.

No. An Employer of Record can employ the worker through its own Australian entity. Setting up your own Pty Ltd requires at least one director ordinarily resident in Australia, which is often the practical reason a first Australian hire goes through an EOR.

Yes, through an EOR or its own Pty Ltd. The Fair Work Act governs work performed in Australia, including the National Employment Standards and any applicable Modern Award, regardless of where the employer sits.

Through an EOR, one to two weeks for someone with work rights, with award classification settled before the offer. A visa-sponsored hire takes two to four months across sponsorship approval, nomination and the visa itself.

One of around 120 industry and occupation instruments setting minimum pay, penalty rates, allowances and conditions. They apply automatically to covered employees regardless of the contract, and paying above the award rate does not exempt you from the other conditions. Identifying the right award and classification level is the first compliance step.

Superannuation at 12% is the main statutory cost. State payroll tax of roughly 4.85% to 5.45% applies only once your total Australian payroll crosses the state threshold. On A$120,000, a small employer pays A$14,400; an employer above the NSW threshold pays about A$20,940.

From 1 July 2026 superannuation must reach the employee’s fund within seven business days of each payday, replacing quarterly payment. The calculation base also changed from Ordinary Time Earnings to a broader Qualifying Earnings concept. Both need payroll system changes, and the first affects working capital.

Yes. From 1 July 2026 the maximum contribution base is A$270,830 a year, giving a maximum contribution of A$32,499.60 per employee. Once earnings reach the threshold, contributions stop for the rest of the financial year. This replaced the previous A$62,500 quarterly cap.

Only above the state threshold. New South Wales charges 5.45% on payroll above A$1.2 million and Victoria 4.85% above A$900,000. An employer with one or two staff often falls below entirely. Registration is required in each state where staff work, and grouping rules can aggregate related entities.

No. It is not an Australian concept. Bonuses are discretionary or contractual. Note instead that many Modern Awards require a 17.5% leave loading on annual leave pay.

Real-time reporting of every pay event to the tax office at the time of payment. Year-end finalisation is due by 14 July, after which employees access their income statement through myGov rather than receiving a payment summary.

1 July to 30 June. Minimum wage, superannuation and tax changes take effect on 1 July, which catches employers who plan around a January cycle.

Four weeks per year under the National Employment Standards, accruing progressively from day one, plus ten days of paid personal and carer’s leave. Shift workers get five weeks of annual leave. Accrued leave is paid out in full on termination.

A distinctively Australian entitlement of roughly two months of paid leave after seven to ten years with the same employer. It is set by state legislation rather than federally, so the entitlement and qualifying period differ between states, and it accrues as a real liability from the start of employment.

Not universally. The National Employment Standards set a maximum of 38 ordinary hours plus reasonable additional hours, but overtime and penalty rates come from Modern Awards. Award-covered employees typically get time and a half then double time, plus penalties for evenings, weekends and public holidays.

A defined status carrying a 25% loading in place of leave entitlements, with a pathway to convert to permanent employment. Misusing casual status where the work is regular and systematic is a common compliance failure.

One week up to a year of service, two weeks to three years, three weeks to five years and four weeks beyond, with an extra week for employees over 45 with at least two years of service. Contracts and awards often specify longer, and the longer period governs.

After six months of service, or twelve months at a small business employer with fewer than fifteen employees. The dismissal needs a valid reason and a fair process including notification and an opportunity to respond. Remedies are reinstatement or compensation capped at six months of pay.

Yes, on a statutory scale by continuous service: 4 weeks at one year, rising to 16 weeks at nine years, then falling to 12 weeks at ten years or more — a step down Fair Work attributes to the 2004 Redundancy Case decision. Employees with less than twelve months of service get none. Small business employers with fewer than fifteen staff are generally exempt. Redundancy pay uses the base rate of pay, excluding bonuses, loadings, allowances and penalty rates, whereas payment in lieu of notice uses the full rate including all of them.

Usually the Skills in Demand visa. The employer must become an approved sponsor, nominate a role on the relevant occupation list at or above the income threshold, and pay the Skilling Australians Fund levy upfront. Sponsorship, nomination and visa are three separate stages.

Often yes. A contractor engaged mainly for their personal labour is entitled to the 12% guarantee even where they invoice through an ABN. This catches foreign employers regularly, and unpaid amounts attract the Superannuation Guarantee Charge with interest and an administration fee that is not tax-deductible.

Terms used on this page

EOR — Employer of Record
A licensed local company that legally employs staff on your behalf while you direct their work.
Superannuation Guarantee (SG)
The compulsory employer retirement contribution, 12% of qualifying earnings since 1 July 2025.
Payday Super
The rules effective 1 July 2026 requiring superannuation to reach the employee’s fund within seven business days of each payday.
Qualifying Earnings
The broader calculation base for superannuation from 1 July 2026, replacing Ordinary Time Earnings.
Maximum Contribution Base
The earnings ceiling for superannuation, A$270,830 a year from 1 July 2026.
Superannuation Guarantee Charge
The penalty for unpaid or late superannuation: the shortfall plus interest and an administration fee, and not tax-deductible.
Modern Award
One of around 120 instruments setting binding minimum pay and conditions by industry or occupation.
National Employment Standards (NES)
Ten minimum entitlements applying to all employees regardless of any award or contract.
Single Touch Payroll (STP)
Real-time reporting of each pay event to the Australian Taxation Office.
Long service leave
Extended paid leave after long tenure, set by state legislation and accruing from the start of employment.
Leave loading
An additional 17.5% on annual leave pay, required by many but not all Modern Awards.
Casual loading
A 25% uplift paid to casual employees in place of leave entitlements.
Stapled fund
The superannuation fund already linked to an employee, which the employer must request from the ATO where no choice is made.
Permanent establishment (PE)
A taxable corporate presence created by revenue-generating activity in-country, independent of how staff are employed.

How this guide is compiled and verified

  1. Australian Taxation Office — Super guarantee 12% of ordinary time earnings from 1 July 2025; quarterly maximum contribution base A$62,500 for 2025-26; annual maximum contribution base A$270,830 for 2026-27, derived as concessional cap A$32,500 x 100 / 12; super payable on the labour component of contractor payments · ATO pages last updated 25 Feb 2026 and 3 Jun 2026 · retrieved 3 Aug 2026 · source
  2. Fair Work Ombudsman — NES notice scale 1 to 4 weeks plus an extra week for over-45s with 2+ years; redundancy scale 4 weeks at 1 year to 16 weeks at 9 years then 12 weeks at 10+; small business exemption under 15 employees; notice paid at full rate, redundancy at base rate; Fair Entitlements Guarantee scope · Fair Work Ombudsman fact sheet · retrieved 3 Aug 2026 · source
  3. Fair Work Act 2009 — Ss. 117 notice, 119 redundancy pay, 382–392 unfair dismissal, sham contracting provisions · verified 3 Aug 2026 · source
  4. Fair Work Commission — Annual wage review: national minimum wage A$26.44/hour from 1 July 2026, modern award increase of 4.75% · effective 1 Jul 2026 · source
  5. Treasury Laws Amendment (Payday Superannuation) Act 2025 — Payday Super framework effective 1 July 2026 and the move to Qualifying Earnings · effective 1 Jul 2026 · source
  6. Superannuation Guarantee (Administration) Act 1992 — Statutory basis for the superannuation guarantee and the definition of earnings · verified 3 Aug 2026 · source
  7. State revenue offices — Payroll tax rates and thresholds: NSW 5.45% above A$1.2m, Victoria 4.85% above A$900,000 · verified 3 Aug 2026 · source
  8. Department of Home Affairs — Skills in Demand visa, sponsorship obligations, Skilling Australians Fund levy · verified 3 Aug 2026 · source

min_wage_monthly is blank because Australia sets hourly and weekly rates (A$26.44/hr, A$1,004.90/wk) rather than a monthly figure. The financial year runs 1 July to 30 June, so rates change mid-calendar-year — the figures here took effect 1 July 2026. The 12–18% on-cost range depends entirely on whether the employer is above the state payroll tax threshold: a small team commonly pays superannuation alone, while an employer above the NSW threshold pays roughly 17.5%. Payroll tax rates and thresholds differ by state and territory; NSW 5.45% above A$1.2m and Victoria 4.85% above A$900,000 are given as examples, not a national rate. Workers’ compensation premiums are additional and vary by state scheme and industry. Long service leave is set by STATE legislation, not federally, so entitlement differs by jurisdiction and must be researched per state. Superannuation is payable to contractors engaged mainly for their labour. visa income thresholds and levy amounts, workers’ comp rates and state holiday dates all pending; tier remains 2. PRIMARY VERIFICATION IN PROGRESS (3 Aug 2026). CONFIRMED at source: superannuation 12% of ordinary time earnings; quarterly maximum contribution base A$62,500 for 2025-26; annual maximum contribution base A$270,830 for 2026-27 with the ATO derivation shown; superannuation payable on the labour component of contractor payments; the full NES notice and redundancy scales. CORRECTION MADE: the guide previously attributed the drop in redundancy pay at ten years to long service leave becoming payable — that rationale was wrong and came from a secondary source. Fair Work attributes it to the 2004 Redundancy Case decision. STILL NOT PRIMARY-VERIFIED: minimum wage A$26.44/hour, Payday Super seven-day rule, state payroll tax rates and thresholds, Modern Award detail, long service leave by state, visa thresholds and levies, workers compensation rates, public holiday dates. Do not publish until those are confirmed against the Fair Work Commission, state revenue offices and Home Affairs. TAX BRACKETS ADDED 3 Aug 2026: 0/15/30/37/45 with an $18,200 tax-free threshold, plus a 2% Medicare levy for residents and 30% from the first dollar for non-residents. Consistent across six independent secondary sources but NOT confirmed on the ATO site — the ATO rates page did not surface in search. Confirm before publishing.

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